Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Social Security: Two Benefit Strategies Eliminated Here are several important changes to Social Security that may impact how and when you can begin taking income benefits. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.